Borrow money on an overcollateralization basis mechanism.
Kika allow users to deposit assets as collateral and borrow other assets against this in the following steps:
Deposit assets with the upon process.
Enable your deposit assets as collateral.
Click the 'Borrow' button on the right side of the assets list and input the amount of money you needed. (Be aware of the liquidity risk and keep your borrow balance quite a distance from the borrow limit.)